Founder

Hi, I’m Francine, a certified life coach, mother, and advocate for empowering young people to reach their full potential. As a mother to an intelligent adult daughter, I’ve had my own journey of growth and reflection. My daughter, [Daughter’s Name], often tells me she wishes I had been more strict with her schooling, and that’s a sentiment I understand deeply. While I wasn’t the most strict parent when it came to education, I’ve learned the value of guidance, structure, and support. This is why I founded The Glow Up Code Academy—to be the mentor I wish I had growing up.

Like many, I grew up without a strong support system. I longed for a dedicated guidance counselor who took pride in steering me in the right direction, and I wish my family had placed more emphasis on my education and future. Now, I want to fill that gap for others. My mission is to make an impact in the lives of young people who may not have the support they need from parents, family, or school counselors.

My own early adulthood was marked by financial struggles, poor spending habits, and bad credit. At 19, I became a mother, and my sole focus was survival—working hard to keep a roof over our heads and food on the table. Over time, I learned to recover from poor financial decisions, and today, I’m in a much healthier place, both financially and emotionally. My journey inspired me to create a platform where I can share the lessons I’ve learned and help others avoid the same mistakes.

With years of experience in the banking industry, including work as a credit analyst, and a history of starting my own nonprofit organization, I bring a wealth of knowledge to my role as a mentor and educator. Through The Glow Up Code Academy, I, Francine, am committed to providing the guidance, support, and resources that I wish I had and helping others build a brighter future.

Founder

I am an accomplished credit professional with a wealth of experience in the dynamic world of banking. With a career spanning 20 years, I have honed my skills and expertise in credit analysis, risk management, and financial evaluation to become a trusted advisor to both clients and colleagues.

My journey in the banking industry began with a desperation to obtain employment in order to pay my bills and take care of my family. It’s safe to say that banking chose me and not the other way around. Over the years, I have navigated through various roles, steadily advancing my career and accumulating a comprehensive knowledge of credit management. I have had the privilege of working with diverse clients, from personal banking customers, to mortgage professionals. My core strengths lie in my ability to assess credit risk with precision and to devise strategies that mitigate potential pitfalls. My commitment to staying up-to-date with evolving financial regulations and industry trends ensures that I can navigate even the most complex financial landscapes effectively.

In addition to my technical expertise, I am known for my dedication to client relationships. I understand that trust is paramount in the world of banking, and I prioritize building strong, long-lasting partnerships with clients. This commitment to trust and transparency has not only bolstered my reputation but has also contributed significantly to my track record of successful credit management.

As a result of my experience, I have been instrumental in driving positive financial outcomes for countless individuals. I take pride in my ability to analyze data, identify opportunities, and provide actionable recommendations that empower my clients to make informed decisions.

Outside of my professional life, I am deeply committed to continued learning and growth, regularly seeking opportunities to expand my knowledge and skills. I am excited to apply my expertise in credit risk analysis to contribute to the success of my clients to help them  achieve their  financial goals.